A first-home Saudi mortgage can fund up to 90 percent of the price under central bank caps, with profit rates that track domestic money-market benchmarks and subsidies for lower incomes.
Sakani is the housing ministry platform behind Riyadh's push to lift Saudi homeownership to 70 percent by 2030, pairing subsidized finance with land and product allocation.
The property route to the ten-year visa needs AED 2 million in real estate. Mortgaged and off-plan purchases can qualify, under conditions set out in the federal rules.
Off-plan units made up the majority of Dubai residential sales in 2024. Here is the paperwork, the fees and the escrow rules that govern a purchase made from a brochure.